Surviving a house fire is just the beginning. Once the flames are out and the smoke clears, the road to recovery begins—and it can feel overwhelming. To move forward with clarity, you’ll need a step-by-step process. This checklist will help you document the damage, determine what can be saved, and know exactly who to call for help.
Do not re-enter your home until the fire department or authorities say it’s safe. Structural damage, electrical hazards, or toxic air quality can put your health and life at risk.
Before touching or moving anything, document the damage thoroughly. This will be essential for your insurance claim and for working with restoration professionals.
Create a written or digital inventory of all affected items:
Locate critical items that may have survived the fire or will need to be replaced:
If these items are damaged but not destroyed, a restoration company may be able to recover them using specialized techniques.
Restoration experts will help evaluate what’s worth saving, but some general guidelines include:
Saveable (with professional cleaning):
Save receipts for hotel stays, meals, clothing, supplies, transportation, and anything else related to temporary living or restoration. Many homeowners insurance policies will reimburse these costs under loss of use coverage.
Restoration takes time. Be prepared for assessments, demolition, cleaning, repairs, and inspections. A full recovery can take weeks or even months depending on the severity of the damage.
Dealing with the aftermath of a fire is emotional—but with the right checklist and support, you can move forward with confidence. Document thoroughly, save what you can, let go of what’s too far gone, and call in trusted professionals to help you rebuild not just your home, but your sense of peace and safety.